Why Home Insurance?

Your home is the center of your life, the place where you eat, sleep, live, and relax. Because our homes are places of comfort and safety, oftentimes we forget that they are vulnerable to the same dangers we face out in the world. Getting the right home insurance will make sure that in case of damage done to your home, your life won’t get damaged in the process.Before signing on to just any insurance plan through any agent, be sure to research your potential coverage, based on your property. Insurance plans vary greatly depending on where you live. Condos, mobile homes, homeowners, and renters: everyone has different needs to be met by their insurance carrier.Standard homeowner’s insurance with Farmers will provide protection for your home due to damage or loss. Our plans cover the cost of replacement of personal possessions due to theft or damage, liabilities for negligent acts by your family or pets, and medical payments for visitors injured at your home.Renters can benefit from an insurance plan adjusted to suit their personal needs. For example, renters insurance covers protection of property as listed on your individual coverage plan, liability or medical payments for visitors injured who do not live at home, and additional living expenses should your structure become uninhabitable.If you own a condo, condo insurance will cover accidental damage to your renovations regardless of your association’s policies. Condo insurance also covers personal property, liabilities and medical payments.Mobile home owners can look to Foremost, America’s leader in mobile home insurance, for mobile home insurance. There are also insurance plans if you need coverage for landlord protection, investment property, or personal umbrella liability.